How it works: Our car history check explained
Comprehensive car history check for informed decisions and peace of mind.
1. Enter Reg Number
Enter the car’s registration number to instantly look up details from the official DVLA vehicle database.
2. Get a Free Car Check
Start with a free vehicle check that includes Tax status, MOT history, and up-to-date DVLA vehicle registration information. You’ll receive an instant, free report to help you review its basic condition and history.
3. Get Complete Car Check
Unlock the full car check to uncover any outstanding finance, insurance write-off records, stolen status, mileage issues, and much more, giving you complete peace of mind before buying or selling.
What customers say about Auto Experts car check service?
Over 1 million car checks completed. Trusted, Reliable, and Quick Results
Awesome Support
Brilliant service with very comprehensive vehicle info at a fraction of the cost. The report was clear and detailed, and the support team were friendly, helpful, and genuinely excellent. Highly recommend!
Agnes | June 2025
Excellent service
Absolutely excellent service! The car history report was detailed, easy to understand, and delivered instantly. The interface was user friendly, and the price was very reasonable for the value provided. I highly recommend this site...
Sudha | June 2025
Saved Money
I come here for everything , they are very Honest and reliable, the turn around time is great and the mechanic is meticulous !! I recommend to everyone , they won't let you down!
Debbie | Nov 2024
What information is provided in an Outstanding Finance Check?
An outstanding finance check shows if a vehicle has any unpaid loans or money owed on it. It helps you find out if there is any outstanding finance, so you don’t get stuck with someone else’s debt.
The outstanding finance check makes sure you know if there are problems before you buy the car. By checking for outstanding finance, it keeps you safe and helps you make a smart choice. This check is important for buying a car without worries.
What's included in our Outstanding Finance Check?
Our Outstanding Finance Check provides a detailed report that includes information such as:
- Date transaction
- Agreement date
- Agreement type
- Agreement term
- Vehicle description
- Agreement number
- Finance company name
- Finance company contact number
Frequently Asked Questions
If you sell a car with outstanding finance, you could face legal issues because the lender still owns the vehicle.
Buyers often perform an outstanding finance check to protect themselves, so clearing the balance is crucial. Always inform the buyer about the outstanding finance and settle it to avoid problems.
The different types of car finances include:
- Hire Purchase (HP).
- Unit Stocking.
- Personal Contract Purchase (PCP).
- Personal Loans.
If a payment is missed on HP or PCP finance, the finance company can take the vehicle back.
Generally, personal loans are not secured against vehicles, so they can be sold and the balance settled afterwards.
A car with outstanding hire purchase (HP) finance can only be sold if the lender holds legal ownership of the vehicle once the loan has been paid off. To sell a car with outstanding finance, you need to end your HP agreement.
To do this, you have to get in touch with your finance company and ask them for a settlement payment.
